As Canada mortgage consultants we are not your typical 'suit and tie' that makes you feel uncomfortable while staring at you across an imposing desk. Most mortgages can be first arranged with a phone call or over a coffee. We will arrange your Canada mortgage application in the most presentable manner possible to lenders. We will argue your cause and fight to get you the very best rate - which is usually better than any of the 'best-posted' rates you'll see anywhere.
Imagine that you are in a room with a trusted friend who cares about you and your family and has a great knowledge about mortgages. Now, imagine others entering the room that are mortgage representatives from the entire major lending institutions in Canada. They are there to consider your mortgage application. One by one they bid on your loan. Your friend continues to encourage them to improve their rates and terms. Those who come up with the most attractive rates then begin to explain what is special about their mortgages. After carefully considering what terms and options are important to you, and keeping in mind the best rates, your friend will help you choose the lender. The experience was friendly, quick and didn't cost you anything.
Your 'friend' is your Canada mortgage consultant in the room who is there to ask the right questions and negotiate the best deal for you.
For all conventional residential mortgages NO fee is charged to you. This is possible because the mortgage consultant earns a referral fee paid by the lender. In specialty mortgages such as commercial, private placements, equity or bridge loans, lender or consultant fees may be charged.
But, if such were the case any fee would be disclosed and discussed before any work commenced. As mortgage consultants we have access to every major lending institution in Canada. This competitive network of lenders breed lower rates on mortgages, which means big savings for you.
Did you know that banks have personality traits - conservative or aggressive, thoughtful or impulsive, complex or simple? It is true. Having knowledge of lending traits enables us to bring the right lender to you.
The first thing you should do is take advantage of speaking to a 'live' Canada mortgage consultant. The service is Free! You can send in the 'No Obligation' application form above and an Expert Mortgage Consultant will call you within a few hours. The advice is free! Great help in deciding the direction you should take when it comes to arranging for a new home purchase, house refinance or a new debt consolidation loan.
