We are currently looking for Mortgage Consultants in British Columbia, Alberta, and Saskatchewan. If you are currently licensed, then Home N Work Mortgages revolutionary new Mortgage Consultant package provides the best framework for you to become highly successful more quickly than any other brokerage (contact information below).

Mortgage Consultant Contract Highlights:

• Simple, 100% pay per file on first $2000 earned; 92% thereafter on each file.  Remember, this is on ALL fees earned: broker/referral/volume bonus, etc.
• 30% of the REAL volume bonus paid when received by broker
• 60% of mortgage creditor insurance premium paid upfront and fully advanced as a placement fee to you (no trailers).
• We use Filogix EXPERT - the best access to lenders and mortgage submission system available
• 100% immediate ownership of client files and  "building a practice within a practice concept" (Your clients are your clients)
• 100% succession rights on death or retirement of your practice
• Weekly pay; 3 times weekly (T,W,Th)

The Type of Mortgage Consultant We Want:

While we welcome anyone to join our team, our program is best suited to the candidates who have the following attributes.

• First and foremost you would have impeccable personal integrity – act and behave as a true professional. No bad ‘past or current’ compliance issues.
• You are able to ‘work alone’ or work as a team with fellow mortgage consultants in our MC Network.
• You should be experienced in the business and be capable of doing a deal a week or better throughout a calendar year.
• You should be someone who desires to be mentored when needed and be able to work alone when you desire that type of solitude.
• We would like to build a friendship and business relationship with you and you are open to that type of business relationship.
• You would have to be somewhat dissatisfied with your current mortgage broker dealer in order to make a change to move over to us. You desire to make a change to something better.

If you can answer ‘yes’ to the following questions then we should talk:

• My current company only pays me a portion of the basic pay made available from the lender referral fee.
• My current company makes me write a certain number of ‘volume eligible’ cases per month or a certain amount of “volume eligible” production before I can earn any volume bonus.
• My current company pays me much less than 100% on any private finance deal or any ‘broker fee’ that I may charge a client.
• My current company pays me only a portion of any commercial deal or referral that I may earn.
• My current company tends to make ‘secret’ contract deals with other mortgage consultants – not all consultants seem to be treated the same in the company.
• I need to bulk up my volume with other brokers in an effort to earn more pay percentages or volume bonuses.
• I feel that my current company mainly promotes itself as handling conventional residential mortgages only; or at the very least may not be branded ‘enough’ for handling other areas of mortgage brokerage (such as private lending or commercial lending).
• It is sometimes frowned upon if I try to market outside the area that I live; there is an unwritten rule that I am confined to a particular territory or City.
• I feel that my current company has grown too big and I have too many ‘fellow’ company consultants in my area which makes it awkward to compete against with; and because of that I feel my marketing efforts are less effective than they would be if there were less company consultants in my area.

The Mortgage Consultant “Want List”:

If you could imagine a wish list of guidelines for being a sub mortgage broker for the mortgage broker dealer of your dreams what would they be? You should take a moment and make a list and then compare them to ours.

With our list, we can say that we have met each and every ‘want’ listed. See if you agree as to the importance of ours below:

• I want a 100% pay contract up to a very high set amount per deal; regardless of the type of mortgage product placed. I wish to see most of the money earned each and every time.
• I want maximum pay for any broker fee I charge.
• I want the maximum pay for any lender referral fee earned.
• I want everyone to be treated the same as my fellow mortgage consultants behind my back – only to find out later I could have had a better deal had I known better!
• I want to be able to earn volume bonuses regardless of how many cases I write each month or year; and paid to me regardless how much volume I actually write each month or year.
• I want the paperwork streamlined and when I write deals I want paperwork that helps me place deals.
• I want an insurance agency – that is able to offer more than one insurer - to actually place the insurance on any mortgage deal I place so I can concentrate on placing mortgages not insurance. I want to refer deals where clients are interested in being quoted for insurance but not be responsible for placing it and monitoring it for the life of the mortgage.
• I want to earn top dollar on any creditor insurance placed.
• I want all of my insurance referral fees paid upfront and advanced 100% to me within 30 days of issue instead of   getting a small residual trailer that I have no security of receiving if I should leave my current employer.
• I want to be recognized as a true professional; like an accountant, lawyer or financial advisor – all of whom charge fees for service. I want to be able to charge a fee whenever I feel that it is appropriate.
• I want to be able to place commercial mortgages.
• I want to be able to place private mortgages.
• I want to work with a company that has referral programs and lead systems that will bring more mortgage prospects to me.
• I want to earn realtor buyer/seller agent commissions for just referring a client out to a top realtor – anywhere in Canada.
• I want the power and authority to waive any fee to any client at anytime.
• I want to be able to work in any area that I wish to work in; and not be confined to any particular medium or advertising method in order to grow my practice.
• I want to have fellow mortgage consultants that I can network with and share knowledge with to better improve my personal practice.
• I want to be able to case split or co-broker deals with fellow mortgage consultants that have expertise or desire my expertise in the placement of mortgages.
• I want the ability to grow within the Company.

Home N Work Mortgages is launching in Western Canada in May 2008 and we’d love you or someone you know (referral fees valued at $500*) to be a part of our team.

If our philosophy of doing business appeals to you I invite you to contact us at your earliest convenience where we can confidentially send you some more information or we can chat on the phone about an opportunity to work with us. 

Contact Information:

Mike Addams - Lower Mainland - Mortgage Consultant Manager

mikeaddams@homenwork.com

Toll Free: 877-552-3326

Direct: 604-248-4697

Fax: 888-811-7836

Bob Bukham - Fraser Valley - Mortgage Consultant Manager

bobbuckham@homenwork.com

Direct: 604-852-9311

Fax: 604-852-8331